Permata bank
Bank Information
You can open an account in Indonesian rupiah, US dollars, or another currency and receive a Mastercard for 500,000 IDR.
Account opening conditions
✅ Multi-currency account — minimum deposit 1,000,000 IDR (minimum balance 100,000 IDR)
❗️ The card is linked to an IDR account and/or a multi-currency account
📌 The deposit must be made in cash on the day of account opening at a bank branch.
🔗 Information:
https://www.permatabank.com/en/tabungan-retail/permatavalas-dinamis?cid=dinamis
Card
By default, a non-personalized card is issued
❗️ A personalized card can only be issued when activating a PRIORITY CARD with the required deposit
Card validity — 5 years (sometimes 2–3 years, at the bank’s discretion)
❗️ Contactless payment is not available
Limits
✅ Online spending: GREEN CARD — 25,000,000 IDR
✅ Cash withdrawal: GREEN CARD — 10,000,000 IDR
✅ Transfers to other banks: GREEN CARD — 50,000,000 IDR
Additional features
✅ The card works outside Indonesia
❗️ The bank must be notified 2–3 days before travel
✅ User-friendly mobile app in English
Important notes
❗️ PayPal linking is not available
❗️ The card cannot be directly linked to GoJek — GoPay e-wallet is used for payments
❗️ The bank may block the account and freeze the card when using crypto exchanges
❗️ A tax number from your country of citizenship is required
❗️ The bank may change service conditions at any time without notice (information is updated when possible)
Processing time
Opening an account and receiving a card takes 5–7 working days.
How to apply for a card
To start the process, you need to fill out the application form in English.
It is important to provide employment information.
Freelancers and unemployed applicants may be refused; you can indicate any workplace of friends or relatives — the main requirement is to provide a company name and position.
The bank may refuse to open an account if this information is not provided.
After completing the form, contact us — you will receive a payment link, after which your data will be forwarded to a specialist and submitted to the bank.