Mandiri Bank
Bank Information
You can open an account in Indonesian rupiah, US dollars, or another currency and receive a Visa card for 500,000 IDR.
Account opening conditions
✅ Rupiah account — minimum deposit 5,000,000 IDR (minimum balance 100,000 IDR)
✅ USD account — can be opened only after a rupiah account, deposit 100 USD
❗️ A card cannot be issued for the USD account
📌 The deposit must be made in cash on the day of account opening at a bank branch.
🔗 Information:
https://www.bankmandiri.co.id/web/guest/simpanan-perseorangan
Card
By default, a non-personalized card is issued; a personalized card can be requested (production time approximately 2 weeks)
Card validity — 5 years (sometimes 2–3 years, at the bank’s discretion)
❗️ Contactless payment is not available
Limits
✅ Online spending (purchases and transfers) — up to 250,000,000 IDR per month
✅ Cash withdrawal — up to 10,000,000 IDR per day
Additional features
✅ The card works outside Indonesia
❗️ The bank must be notified 2–3 days before travel
✅ User-friendly mobile app in English
Important notes
❗️ PayPal linking is not available
❗️ The card cannot be directly linked to GoJek — GoPay e-wallet is used for payments
❗️ Monthly maintenance — 21,000 IDR
❗️ Two visits to the bank are required, as well as a tax number in your country of citizenship
❗️ The bank may block the account and freeze the card when using crypto exchanges
❗️ The bank may change service conditions at any time without notice (information is updated when possible)
Processing time
Opening an account and receiving a card takes 5–7 working days.
For citizens of Russia and Ukraine, additional approval may take around 2 weeks.
How to apply for a card
To start the process, contact our manager. After the manager creates your order, you will fill out the application form in your personal account.
It is important to provide employment information.
Freelancers and unemployed applicants may be refused; you can indicate any workplace of friends or relatives — the main requirement is to provide a company name and position.
The bank may refuse to open an account if this information is not provided.
After you complete the form, your data will be forwarded to a specialist and submitted to the bank.