OCBC
Bank Information
OCBC Bank is considered stable among users.
You can open an account in Indonesian rupiah, US dollars, or a multi-currency account and receive a Mastercard for 1,000,000 IDR.
Account opening conditions
✅ Rupiah account: deposit 50,000,000 IDR
✅ USD account: can be opened only after a rupiah account, deposit — any amount
📌 The deposit must be made in cash on the day of account opening.
Card
By default, a non-personalized card is issued
A personalized card is available upon request, production time approximately 1 week
Card validity — 5 years (sometimes 2–3 years, at the bank’s discretion)
Limits
✅ Online spending: up to 50,000,000 IDR
✅ Cash withdrawal: up to 15,000,000 IDR per day
✅ Transfer limits:
Online — up to 100,000,000 IDR
BI Fast — up to 250,000,000 IDR
LLG — up to 200,000,000 IDR
RTGS — up to 1,000,000,000 IDR
Additional features
✅ The card works outside Indonesia; no need to notify the bank about travel
✅ Mobile app available in Indonesian and English
Important notes
❗️ Minimum deposit requirement: 25,000,000 IDR for 3 months
❗️ Monthly investment payment: 1,000,000 IDR — a mandatory contribution available for use after 1 year
❗️ Monthly maintenance: free if the balance is 25,000,000 IDR; if lower, check conditions with the bank
❗️ The bank may change service conditions without prior notice, but we try to keep information updated
Processing time
Opening an account and receiving a non-personalized card takes 4 weeks.
How to apply for a card
To start the process, contact our manager. After the manager creates your order, you will fill out the application form in your personal account.
It is important to provide employment information.
Freelancers and unemployed applicants may be refused; you can indicate any workplace of friends or relatives — the main requirement is to provide a company name and position.
The bank may refuse to open an account if this information is not provided.
After you complete the form, your data will be forwarded to a specialist and submitted to the bank.