OCBC NISP
Account Information
OCBC Bank is recognized as stable among users.
You can open an account in rupiah, dollars, or multi-currency and get a Mastercard for 1,000,000 IDR.
Account Opening Conditions
Rupiah account: deposit 50,000,000 IDR.
Dollar account: opens only after rupiah account, deposit — any amount.
The deposit is made in cash on the day of account opening.
Card
By default, an unnamed card is issued.
A named card — upon request, takes about 1 week to produce.
Card validity — 5 years (sometimes 2-3 years, at the discretion of the bank).
Limits
Online spending: up to 50,000,000 IDR.
Cash withdrawals: up to 15,000,000 IDR per day.
Transfer limits: Online — up to 100 million IDR.
Bi Fast — up to 250 million IDR.
LLG — up to 200 million IDR.
RTGS — up to 1 billion IDR.
Additional Features
✅ The card works outside of Indonesia, no need to notify the bank about the trip.
✅ Mobile app available in Indonesian and English.
Important Points
❗️Indispensable deposit: 25,000,000 IDR for 3 months.
❗️Monthly investment payment: 1,000,000 IDR — this is a mandatory investment contribution, available for use after 1 year.
❗️Monthly maintenance: free with a balance of 25,000,000 IDR on the card, if less — check conditions with the bank.
❗️The bank may change service conditions without prior notice, but we strive to always update information for you.
Account opening and card issuance takes approximately about 3-4 weeks.
How to Submit Documents for Card Application
The questionnaire must be completed in English.
It's mandatory to specify a workplace! Freelancers and unemployed individuals are denied account opening; indicate any workplace of friends or relatives, the main thing is to specify the company and the position in it. After filling it out, contact us, we will pass it to a specialist, and you will be queued for bank registration.
Then pay via the link — https://invoice.xendit.co/od/1000-legal — and send us the transaction confirmation.
The essence of our service is to assist in opening a bank account without a KITAS.
Unfortunately, we cannot provide advice on banking products because the information there is often updated and depends on many factors (e.g., your account balance, monthly turnover, etc.).
If you want full consultation on banking matters, please contact the bank.
The decision to open an account always remains with the bank.